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Covering the Cost

On September 6, 2017, the British Virgin Islands suffered the full force of a catastrophic Category 5 hurricane. Hurricane Irma hit the Virgin Islands head on, destroying everything in its path, leaving total devastation.

Days later, Hurricane Maria struck the region, adding further to the extensive damage already sustained. September’s events tested the limits of safety and security on the islands affecting residents, visitors, and business-owners alike.

Over the last 15 years, BCQS has demonstrated their expertise in dealing with hurricane claims, specifically in the Cayman Islands after Ivan and in the Bahamas after Mathew. With offices located strategically throughout the region, BCQS has the workforce ready to mobilise as a storm passes to deliver effective and trusted support to the insured.

In the aftermath of the 2017 storms that hit the BVI, BCQS stepped in offering their expertise yet again, fielding insurance claims while providing objective, experienced third party claims management. BCQS’ current evaluation of the Territory’s recovery is a time frame of 2 – 5 years; an estimate that the Territory is responding to with much needed patience, cooperation, and perseverance to complete the restoration process and ensure the most favourable outcome for everyone.

BCQS is an independent property development and construction consultancy committed to delivering exceptional specialist advisory services to all sectors of the built environment throughout the Caribbean and Latin America. Boasting 50 years of experience, BCQS provides a comprehensive range of services to clients in over 30 countries. Without restriction, their services include project and construction management, cost management, property valuations/appraisals, insurance and construction claims consulting, loss adjusting, arbitration, due diligence analysis, loan monitoring, risk management, value engineering, and distressed development solutions.

The BCQS team combines global expertise with extensive local knowledge and on-the-ground experience to ensure clients’ property and development assets can grow to their optimum potential.


BCQS has vast experience in conducting insurance claims within the region. As a result of this exposure, the property development company has complex data on typical hurricane damages. This data allows them to prepare extremely robust damage assessments and straight to the point negotiations with Loss Adjustors, guaranteeing the best outcomes for the insured.

As a third party ‘one-stop-shop’ for all homeowner’s insurance needs, they can undertake an accurate Reinstatement Cost Assessment (RCA) to determine appropriate insurance. This assessment avoids post-loss hardship due to underinsurance, ‘averaging’ by the insurance company when settling a claim, and overpayment of insurance premiums—year on year—due to over-insurance.

BCQS believes that integrity and honesty are vital in securing the best outcome for their clients in settlement of insurance claims and this ultimately facilitates a much more straightforward, fair, and expedited settlement process. They are the ideal partner for aiding in the BVI’s reconstruction; a trusted pair of hands.


Ben Butler MRICS

Director for BCQS International

BCQS International 

T +1 284 494 7144   |   C +1 284 340 0022   |   [email protected]

Abbott Building, 87 Main Street, PO Box 3160, Tortola, VG 1110, British Virgin Islands



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